Accelerating digital transformation and innovation for regional financial institutions

Providing the necessary banking tools needed to help businesses grow and be more successful

Our mission is to modernize, empower, and create value for banks

Regional and community banks are critical but struggle to keep pace with digital expectations. FinMain empowers financial institutions to transform client-facing and enterprise-enabling processes, at scale. We bridge a financial institution’s systems of record with best-in-category FinTechs to deliver proprietary, modern, end-to-end capabilities.

Our vision

Enabling regional and community financial institutions to level the playing field by eliminating the friction in deploying digital products and enterprise enabling capabilities at speed and scale


Whether it's developing our own cutting-edge products or leveraging the latest fintech solutions, we're always looking for ways to improve.

Customer Focus

We strive to provide a seamless, convenient, and accessible banking experience that puts your needs at the center of everything we do.


We've developed our own in-house products and utilize trusted fintech solutions to ensure that our customers' data and funds are always protected.


At FinMain, we provide clear and concise information about your accounts and transactions, so you always know what's going on.


Whether we're developing our own products or leveraging fintech solutions, we strive to streamline our processes and minimize wait times.


We partner with organizations in the financial sector and build our own in-house products, to bring our customers a full range of products and services.

Core services

Creating value for Fintech companies by providing access to a broader banking market

Infrastructure Platform

Cloud platform surrounding bank's legacy core that hosts value-added capabilities

Product Provider

White label "library" of pre-constructed modern digital use cases built with embedded fintech

Execution Services

Ongoing operation support, digital prioritization, vendor management, and performance analytics

Leadership team

A combination of entrepreneurial, technology and financial services experience and success

Ryan O’Sullivan

Founder & CEO

Ryan is a proven businessman, and investor who likes to start and grow successful companies. He has more than 25 years’ experience in financial services, spending the past 15 years transforming financial technology through innovation and speed. He co-founded Betterment and led it as President and Member of the Board of Directors, making it the largest independent online asset manager in the United States. Ryan is a proven executive successful in leading private and public corporations including asset management and private equity operating companies.

Will Callender

Founder & President

Will is an expert strategy and product innovation leader.  He has spent 25+ years in financial services, trusted by 250+ executive management teams/boards at banks, payment companies, and fintechs on strategy, product innovation, risk management and governance issues. He was most recently a partner at global management consulting firm Kearney where he was Head of the Americas Financial Services Practice and the firm’s New York Office. Will is an Advisory Board Member of the Mid-Size Bank Coalition of America (MBCA).

Emil Matsakh

Founder & COO

Emil is an innovative financial technology executive with demonstrated success in launching digital businesses and driving data and analytics transformations. He was most recently Chief Analytics Officer at Commonwealth Bank of Australia ($1T+ in total assets), where he co-led the launch of their neo bank, converting 1+ million customers in its first year; the fastest growing digital bank in the world. Emil is a recognized industry leader in applying analytics and artificial intelligence at scale to enhance customer experience and mitigate risk.

Mike Meinolf


Mike is a recognized leader and innovator in information, financial and risk technology as well as payments. He brings more than 20 years of experience to FinMain where he is responsible for the overall direction and delivery of our information technology systems, platforms and strategies. Prior to joining FinMain, Mike was EVP & Chief Information Officer at Associated Bank, a $40 billion financial institution. Mike held prior executive leadership roles at The Clearing House (TCH), developing patented tokenized products, including Apple Pay. He also held key leadership roles at FIS, and Metavante.

Industrializing digital transformation

Looking to rapidly and cost effectively enhance your digital transformation at scale?